Most insurance applications, especially for life, health, or critical illness, demand that one has an insurance medical examination done before applying. WeCare Clinic offers insurance medical examination services at our clinics in Ukay Boulevard, Desa Melawati, and Setiawangsa, delivering the most precise and professionally documented results for your insurance application.
Noteworthy: Our work is limited to conducting your medical examination properly and presenting the results to your insurance company through professional documentation. It is not within our mandate to decide whether you should be accepted or rejected; this is the sole responsibility of your insurance company using the medical data we present as a basis.
We frequently help our patients conduct their insurance medical examinations on behalf of various organizations such as PMCare, AIA, HealthConnect, Perkeso, MiCare, CompuMed, and EMAS. If there is a certain form for the exam supplied by your insurance company, please remember to bring it along with you.
If the insurance company of yours doesn’t appear in the list above, it doesn’t matter – our doctors have experience in conducting standard insurance medical examination documentation.
An insurance medical examination usually covers the following elements based on the requirements of your insurance company and the type of insurance policy you intend to take, although the exact elements might vary:
| Component | Details |
|---|---|
| General physical examination | Involving the measurement of height, weight, body mass index (BMI), and blood pressure, among others |
| Medical history | Involving a review of both personal and family medical history in relation to the type of insurance policy applied for |
| Blood tests | Usually involve checking of blood sugar levels, blood cholesterol levels, liver and kidney function, among others |
| Urinalysis | A standard component of many insurance examination packages |
| ECG (electrocardiogram) | Sometimes required depending on age, policy type, or coverage amount |
| Other specific tests | Some insurance companies ask for additional tests based on age, medical history, among other things |
Know more about Blood Test & Laboratory Testing
Absolutely not. Your medical examination will be performed precisely and documented properly, but it is up to your insurance company to make any approval decisions according to its own underwriting rules.
If your insurer has prepared the examination form, then take it with you so that all necessary items could be fulfilled properly. If you do not have it, inform our staff about your insurance company and your type of policy.
This question is related to the kind of tests which should be done. Just a general examination will take you about 30 minutes, while some other tests such as blood test or ECG may add to this time. It should be noted that some test results will need some more days.
It is possible to perform it depending on your insurance company’s procedures. Inquire with your insurance company whether they will send the form directly to them or to you.
All results will be discussed with you by our doctor. All information will be provided in your report to your insurer since it is necessary to provide accurate information during the underwriting process.
Ready to book a slot for Insurance Medical Examination? Schedule an appointment today and experience the expert care and compassion of our dedicated team at We-Care Clinic
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